First Time Home Buyers

Let’s make your first home feel like the right home

Buying your first home is an exciting milestone—but it can also feel overwhelming without the right guidance. Brandon Rearick is here to simplify the process and help you navigate each step with clarity and confidence.



From understanding financing and credit to finding the right neighborhood and negotiating a smart offer, Brandon brings over a decade of real estate and mortgage expertise to make your first purchase a smart one.

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Why First-Time Buyers Trust Brandon

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Step-by-Step Guidance

From your first showing to final signatures, Brandon walks you through every stage of the buying process—explaining each step clearly so you feel confident and prepared throughout.

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Mortgage & Financing Support

With over 13 years in mortgage lending, Brandon helps you understand your financing options, improve credit positioning, and secure the loan program that works best for your future.

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Local Market Knowledge

Brandon brings deep expertise in Northern Colorado and Boulder neighborhoods—offering insight into schools, lifestyle perks, and property values so you can make a smart long-term investment.

Your First Home Starts Here.

Take the first step toward ownership with a trusted advisor by your side. Let Brandon help you navigate the market, understand your financing, and find the perfect place to call home.

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Not Sure Where to Start? Let’s Make It Simple.

Buying your first home can feel intimidating—but it doesn’t have to be. Brandon Rearick provides clear answers, honest guidance, and step-by-step support tailored to your unique situation and budget.



From mortgage readiness to finding the right neighborhood, Brandon’s approach takes the guesswork out of the process—so you can move forward with confidence.


Let’s talk about your goals and how to make your first home a reality.

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FAQs for First-Time Home Buyers

  • What credit score do I need to buy a home?

    Most lenders prefer a score of 620 or higher, but options exist for lower scores too. Brandon will connect you with the right lender and help you understand how your credit impacts loan options and interest rates.

  • How long does it take to buy a home from start to finish?

    Once pre-approved, most buyers close within 30–45 days. The home search timeline can vary, but Brandon helps you stay focused and efficient based on your budget, location, and goals.

  • How much money do I need upfront?

    Beyond your down payment, you’ll want to budget for closing costs (typically 2–5% of the purchase price), inspections, and moving expenses. Brandon helps you plan ahead so there are no surprises.